“Your home flooded!” These are the last words you want to hear. A faulty hose or clogged rain gutter can cause extensive structural damage, significant financial loss, and potential mold growth. Water damage can lead to extensive damages and expensive repairs. The prevention of this type of damage is easy, less of a burden than the alternative, and should be done … [Read more...] about Water Damage Prevention Tips
With hurricanes come floods, storm surge, and the occasional mandatory evacuation. In severe weather events that prompt your local or state government to call for a mandatory evacuation, are you prepared to get up and go? Or, suffer the consequences of staying behind? When severe weather systems approach, they may bring persistent strong winds, lashing rain, and rising flood … [Read more...] about Hurricanes, Your Property and Mandatory Evacuations
The storm of the century clashes into your town and causes millions in flood damages. Both your home and business suffer thousands in losses, and that's when you discover that your homeowner's and renter's insurance do not cover floods. Regular insurance policies are different from flood insurance policies. With our weather patterns changing, flood insurance is becoming more … [Read more...] about What Is Flood Insurance and How Do I Buy It?
So, your basement is flooded. Whether the cause is obvious or not, you need to know exactly what has occurred in order for the right insurance policy to cover your losses. The two insurance policies that are in question are homeowner’s insurance and flood insurance. With either of the policies, there are limitations to what they will cover and how much of the damages … [Read more...] about My Basement Flooded – What Will Insurance Cover?